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KP offers interest-free home loan scheme with 7-year easy installments

Low-income families can apply for up to Rs1.5m loan without interest

News Desk by News Desk
July 8, 2025
in Latest, National
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PESHAWAR: The Khyber-Pakhtunkhwa government, led by Chief Minister Ali Amin Gandapur, has launched the Ehsaas Apna Ghar scheme to help low-income families build, expand or renovate their homes through interest-free loans.

A cheque distribution ceremony was held at the Chief Minister’s House, where CM Gandapur was the chief guest. Provincial ministers Meena Khan Afridi, Muzammil Aslam, Dr Amjad, Rangaiz Ahmad, and senior officials from the housing department were also present.

Speaking at the event, the chief minister called the scheme a major step towards providing affordable housing and said it reflects PTI founder Imran Khan’s vision of supporting the poor.

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The government has allocated Rs4 billion for the programme. Loans will be given through a transparent, computerized balloting process.


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People aged between 18 and 65 years with a household income of less than Rs150,000 per month are eligible. They can apply for interest-free loans of up to Rs1.5 million, which can be paid back over seven years in easy installments.

In the first phase, 123,000 applications were received, and 18,555 were found eligible. Loans will be distributed in all districts according to population size. A revolving fund has also been set up to keep the scheme running in the long term.

CM Gandapur said his government is focused on public welfare and added that most of the province’s financial problems have been tackled through the hard work of his team.

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Tags: Ehsaas Apna Ghar Scheme KPInterest-Free Home LoansKP Housing SchemeLow-Income Families Support
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